Fishbowl On: Best Banks In America
Susan asks…
What are the best banks in America?
I'm going to be opening my very first account on by 18th birthday soon and I'm looking into all kinds of banks...
What are some banks you recommend as overall good banks?
Fishbowl answers:
There are best banks in America, best credit union, or best bank account. You need to look at the totality of the bank’s services, accounts, and fees. Every bank offers several accounts with different features and different fees. Some banks may have low overdraft fees, but high fees in other areas. Some accounts waive all fees if you maintain a minimum balance. Other accounts have a monthly fee, but no fee on each transaction. Other accounts have no monthly fee, but a fee for each transaction.
Some banks have a large number of ATMs which you can use without a charge. Other banks have a charge for ATMs.
I suggest that you visit several banks. Find out the features and charges of each of their accounts. Find out how many ATMs are available, and whether there is a service charge for using the ATM.
Make sure you get everything in writing. Do not accept anything the customer service person tells you verbally.
Michael asks…
Best Banks in America: Which Bank is Best?
In your opinion, what is the best bank to bank with?
Fishbowl answers:
I believe it's Bank of America.
My parents tried with Navy Federal and Wachovia.
Wachovia had lots of fines.
Mary asks…
In your opinion what banks are the best banks in America?
I am with wells fargo and I want to hear reviews for other big banks like chase or bank of america. I like free checking and no hidden fees so let me know who your bank is and how you like them.
Fishbowl answers:
There is no best bank, best credit union, or best bank account. You need to look at the totality of the bank’s services, accounts, and fees. Every bank offers several accounts with different features and different fees. Some banks may have low overdraft fees, but high fees in other areas. Some accounts waive all fees if you maintain a minimum balance. Other accounts have a monthly fee, but no fee on each transaction. Other accounts have no monthly fee, but a fee for each transaction.
Some banks have a large number of ATMs which you can use without a charge. Other banks have a charge for ATMs.
I suggest that you visit several banks. Find out the features and charges of each of their accounts. Find out how many ATMs are available, and whether there is a service charge for using the ATM.
Make sure you get everything in writing. Do not accept anything the customer service person tells you verbally.
Maria asks…
Best banks in America?
What are the best banks in America? Highest % on saving accounts, availibilty of bank locations, online access...out of the most popular banks -- wells fargo, pnc, bank of america, trumark etc?
Fishbowl answers:
Has to be the Bank of America, they seem to be the best of all to me.
Thomas asks…
What are the best banks in America?
What bank is the most secure in this economy and is least likely to be taken over by another bank?
Fishbowl answers:
Bank of America
Goldman Sachs
CitiBank
Take your pick
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